Microsoft Copilot pricing summary
Microsoft Copilot plans
| Plan | Monthly (USD) | Details & notes |
|---|---|---|
| FreeFree | $0 | — |
| Microsoft 365 Premium | $19.99 | Successor to the discontinued Copilot Pro; up to 6 people |
| Microsoft 365 Pro | $99.99 | Top tier; monthly billing only |
Source: Microsoft official pricing ／ Captured: 2026-10-17 ／ Reference values — check the official site for the latest
Prices shown are the vendors' published US dollar (USD) prices. What you are actually billed varies by country, currency, tax and exchange rate. We do not publish converted amounts — check each vendor's official page for the exact price in your currency.
Which Microsoft Copilot plan to choose
What each plan adds over the plan below it, based on the vendor's official descriptions.
| Plan | Monthly | What it adds over the plan below |
|---|---|---|
| Microsoft 365 Premium | $19.99 | More Copilot usage, Researcher and Analyst, and Copilot inside Office apps such as Word and Excel. Shareable with up to 6 people; AI features are for the subscriber only. |
| Microsoft 365 Pro | $99.99 | The highest usage for chat, voice, vision and research. 5 TB of shared storage. Monthly billing only. |
What you get with Microsoft Copilot for free
Limited to what the official pricing and help pages state. “—” means the official pages do not say.
| Item | Free plan |
|---|---|
| Models | GPT-5 (Smart) |
| Usage limit | No number published |
| Web search | ○ |
| Image generation | △ (limited) |
| File & image upload | ○ |
| Voice chat | △ (limited) |
| Deep Research | × |
| Training on your inputs | On by default; can be turned off in settings |
Source: Each vendor's official pricing and help pages ／ Captured: 2026-10-17
Checked on each vendor's official pages on 2026-10-17. Free plans can change without notice.
Microsoft Copilot annual cost and where it sits on price
Price gap vs other major AIs (baseline: Microsoft Copilot)
Cheapest paid plans side by side, with the gap against Microsoft Copilot. A negative value means it is cheaper than Microsoft Copilot.
| AI | Free tier | Cheapest paid | Top plan | Gap vs Microsoft Copilot |
|---|---|---|---|---|
| Google Gemini | Yes | $4.99 | $199.99 | -$15 |
| ChatGPT | Yes | $8 | $500 | -$11.99 |
| Grok | Yes | $8 | $200 | -$11.99 |
| Microsoft CopilotThis page | Yes | $19.99 | $99.99 | ±$0 |
| Claude | Yes | $20 | $200 | +$0.01 |
| Perplexity | Yes | $20 | $200 | +$0.01 |
| DeepSeek | Yes | — | — | — |
Microsoft Copilot price change history
New plans, price increases and cuts, and discontinued plans for Microsoft Copilot, newest first (US prices in USD).
| Date | Plan | Change | Monthly | Source |
|---|---|---|---|---|
| Oct 1, 2025 | Microsoft 365 Premium | New plan | $19.99 | Source |
| Oct 1, 2025 | Copilot Pro | Discontinued | $20 → — | Source |
| Jan 16, 2025 | Microsoft 365 Personal | Price increase | $6.99 → $9.99 | Source |
| Jan 16, 2025 | Microsoft 365 Family | Price increase | $9.99 → $12.99 | Source |
Only changes confirmed by an official announcement or major tech-press reporting are listed (checked 2026-10-17). Changes that did not affect the price, such as usage limits, are not included.
Frequently asked questions
Is Microsoft Copilot free to use?
How much does Microsoft Copilot cost per month?
What is the cheapest paid plan for Microsoft Copilot?
What is the top-tier plan for Microsoft Copilot?
What are the limits of the Microsoft Copilot free plan?
Has Microsoft Copilot raised or cut its prices recently?
Related pages
⚠ Reference values based on public data and editorial research; not a complete count of actual users.